Trust API

Global trust signals, built for noisy data and fast decisions

Trust API supports automated, high-confidence decisions across onboarding, checkout, and user behavior, without hand-tuning logic by region. It drops into your existing risk stack, adapts to evolving patterns, and works with the signals you already send. No retraining, no rewrites.

An interface displaying trust score details, shipping/billing information, and email trust signals, alongside a person holding a smartphone.

What is Trust API?

Elephant’s Trust API is a real-time scoring layer built for fraud, product, and engineering teams. It resolves identity across behavioral, device, network, and third-party signals to deliver a single trust score that scales globally and adapts locally, so you can automate decisions without manual tuning, thresholding, or retraining.

Approve new users and purchases faster

Automate decisioning across signups and transactions with trust scores calibrated to regional norms, signal quality, and behavioral variance.

Reduce false declines, especially in emerging markets

Prevent false positives in thin-file or high-noise environments using broader signal coverage and contextual risk modeling.

Assess high-risk activity at scale

Flag suspicious behavior early by combining network, device, and identity anomalies, before manual review is triggered.

Streamline global decisioning logic

Replace region-specific rule stacks with a unified trust layer that flexes across markets, channels, and risk thresholds.

Expand confidently into new regions

Scale without local data dependencies using Elephant’s 5B+ identity graph—no manual signal stitching or third-party sourcing required.

What Trust API delivers

Built for global performance, Trust API delivers real-time trust scores calibrated to your region, risk posture, and user population. It’s a scoring layer designed to support high-confidence automation across any market.

Global identity coverage from day one

Tap into a real-time identity graph spanning 5 billion global profiles and 740 billion signals so you can evaluate trust instantly, even in thin-file or low-signal markets.

Trust scores that adapt to your needs

Unlike static scoring, Elephant’s trust signals dynamically adjust to region, behavior patterns, and evolving fraud heuristics, so you can approve more trusted users without widening exposure.

Real-time scoring at enterprise scale

Built for performance, Trust API delivers sub-200ms response times with consistent scoring fidelity, even under enterprise-scale load.

Built to integrate, scale, and adapt fast

Trust API is built to drop into your existing architecture with minimal lift. Its flexible schema, sub-200ms latency, and stateless delivery model make it easy to embed trust scoring directly into onboarding, payment, or review flows, without adding complexity or wait time.

Fast to production

Minimal configuration required, go live in days, not weeks

Flexible schema

Send the data you have, when you have it–no rigid requirements

Real-time decisions

Sub-200ms latency keeps user experiences smooth and uninterrupted

No lock-in

Easily adjust scoring logic as your thresholds or signals evolve

Certified for global privacy and security standards

Proven performance, trusted outcomes

A global ecommerce marketplace boosted approval rates by 5.5 points with Elephant’s AI-driven trust scores, approving more legitimate transactions without increasing chargeback risk.

A digital payments platform reduced manual reviews by 20% using Elephant, freeing risk teams to focus on complex fraud while improving throughput.

A global brand reduced chargeback rates by 3bps with Elephant’s calibrated trust scores, preventing more than $83,000 in fraud losses in only one quarter.

A global social media platform saw an 83% lift in fraud identification at signup, catching more inauthentic accounts before they could enter the network.

Not sure which solution you need?

Who it’s for

Primary use case

How it helps

Key benefits

Delivery

Best for

Trust API

Who it’s for

Fraud engineers, product managers, platform, and operations teams

Primary use case

Automated trust scoring during onboarding, checkout, and account actions

How it helps

Returns real-time trust scores to power low-friction, high-confidence approvals

Key benefits

Latency, coverage, consistency

Delivery

API integrated into your risk engine, auth flow, or decisioning pipeline

Best for

Reducing manual reviews, scaling approvals, enforcing real-time logic

Trust Insights

Who it’s for

Fraud analysts, trust & safety reviewers, escalations specialists

Primary use case

Manual investigation of ambiguous sessions, identities, or patterns

How it helps

Surfaces identity linkages and behavioral context to accelerate human reviews

Key benefits

Transparency, interpretability, team alignment

Delivery

Chrome extension or standalone web app with analyst-focused UI

Best for

Resolving edge cases, training analysts, documenting trust rationale

Global trust signals, built for noisy data and fast decisions

What is Trust API?

Approve new users and purchases faster

Reduce false declines, especially in emerging markets

Assess high-risk activity at scale

Streamline global decisioning logic

Expand confidently into new regions

What Trust API delivers

Global identity coverage from day one

Trust scores that adapt to your needs

Real-time scoring at enterprise scale

Built to integrate, scale, and adapt fast

Certified for global privacy and security standards

Proven performance, trusted outcomes

Not sure which solution you need?

Trust API

Trust Insights

Ready to try Trust API for yourself?